Defi can be simplified best on Wikipedia: "it is a blockchain-based form of finance that does not rely on central financial intermediaries such as brokerages, exchanges, or banks to offer services, and instead utilizes smart contracts on blockchains." There's a rapidly growing ecosystem of many different platforms using smart contracts (digital contracts that live on the blockchain) that offer traditional financial products and services like lending, borrowing, trading, saving and earning exceptionally high interest rates without any banks or third party bureaucracies looking to gobble up our money.

NFT's are also an very exciting new way to preserve value and wealth. Imagine the way a cryptocurrency is stored on the blockchain. In reality, cryptocurrencies never leave the blockchain. It is your public key in combination with your private key that allows you access to the information stored on the blockchain i.e. your crypto. NFT's are stored much in the same way that cryptocurrencies are stored on the blockchain. However, with NFT's you can preserve anything from original artwork to the deed to your home to the essay you wrote to a video you captured. Understanding how the blockchain works also means understanding that NFT's stored on the blockchain can always be traced back to the original owner. If this sound interesting, Check out this in depth beginners guide to NFT's by Linda Mirror

So what does all this mean to you and me? A new and very exciting way for us to build wealth. In some cases fast wealth. From compounding interest and loans to passive income with staking or gaming. The list goes on and on with defi and NFT's. Below are just some of the few.
What is Defi?What is Defi?

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